Research

SAS: Disparate Treatment Testing Breakthrough

24 Oct 2005

The federal government has enacted laws and standards making discrimination in lending illegal for a variety of protected class applicants. Key laws are the Fair Housing Act (FHA), the Equal Credit Opportunity Act (ECOA) and the Civil Rights Act of 1866. Enforcement actions and investigations may be conducted by the Department of Justice (DOJ); bank regulatory agencies, including the Office of the Comptroller of the Currency (OCC), Office of Thrift Supervision (OTS), Federal Deposit Insurance Corporation (FDIC), and Federal Reserve Board (FRB); the Department of Housing and Urban Development (HUD); the Federal Trade…

Today’s Financial Modeling Is Tomorrow’s Profitability

10 Dec 2003