CFSI: American Banker: Alternative Data Can Help Eliminate Credit's Catch-22

The Catch-22 of credit — that you need it to get it — should not exist in this day and age when data galore is at our fingertips.

The use of alternative data, like rent and utility payments in credit decisioning –  which industry professionals have been prophesizing about for years – should be more prevalent. Yet, millions of Americans continue to go without access to affordable, high-quality credit products, in part, because they lack a long credit history or do not have a credit history at

Only users who have a paid subscription or are part of a corporate subscription are able to print or copy content.

To access these options, along with all other subscription benefits, please contact [email protected] or view our subscription options here: http://subscriptions.risk.net/subscribe

You are currently unable to copy this content. Please contact [email protected] to find out more.

To continue reading...

You need to sign in to use this feature. If you don’t have a RiskTech Forum account, please register for a trial.

Sign in
You are currently on corporate access.

To use this feature you will need an individual account. If you have one already please sign in.

Sign in.

Alternatively you can request an individual account here: