Fiserv: For Mortgage Servicers, Data Integrity is Critical to Compliance
While meeting past compliance deadlines has often felt like running a marathon, many in the banking industry view meeting the approaching Consumer Financial Protection Bureau’s (CFPB’s) mortgage servicing deadline as a flat-out sprint. Effective January 10, 2014, these final rules include amendments to the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z).
What do these regulations – and the looming deadline – mean for financial institutions
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