iCreate: Payment Evolution And Impact On Banks

Payments systems have come a long way from barter, where goods would be exchanged for goods without the quantifiable “money”. The era of money in terms of coins and later promissory notes has lasted for centuries. Cash in terms of coins and notes were replaced by the plastic money only recently in the last century.

19th century has been on an overdrive where technology has made tremendous progress enabling very innovative payment modes. Starting with the electronic transactions which curbed

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