Thomson Reuters: The peer-to-peer lending space: challenges and opportunities for investors

The worlds of technology and finance are increasingly intersecting in exciting ways. One of the most visible and important trends in recent years has been peer-to-peer (P2P) or marketplace lending. In this process, a third-party platform matches lenders and borrowers, creating new opportunities in an area long the domain of banks and other traditional financial institutions.

Publicly traded Lending Club and privately-held Prosper are perhaps the most popular and well-known P2P lending

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