Wolters Kluwer: Bright ideas coming out of stress?

If we learned anything from the recent banking crisis, it is how rapidly market conditions can deteriorate—and subject financial institutions to considerable strain. One prominent outcome stemming from the 2008 crisis was the federal government’s imposition of stress testing requirements on the nation’s largest banks as part of a more stringent, regulatory supervision program.

Smaller financial institutions to date have been insulated from the more onerous stress testing and capital