Wolters Kluwer: Limits on the Availability of the New Partial HMDA Reporting Exemption

On May 24, 2018, the Economic Growth, Regulatory Relief, and Consumer Protection Act was signed into law (Pub. L. No. 115-174, the “Act”). The Act is intended to provide regulatory relief to banks, particularly regional and community banks. A major provision of the Act involves amendments to the Home Mortgage Disclosure Act (“HMDA”) designed to reduce the burden on certain depository institutions from having to report certain HMDA data requirements that became effective on January 1, 2018.  We

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