Chartis: From Compliance to Performance Using Technology to Drive Value from Regulatory Initiatives

In an economic environment of low inflation, low interest rates and single-digit returns on equity, banks are reassessing how technology can be used to derive value from regulatory initiatives.

There are two primary regulatory initiatives that are playing a key role in influencing bank business models:

The need to establish higher standards of conduct. This is characterized by a focus on legal risk and conduct risk. It links operational losses with business costs and income, in order to