FC Business Intelligence: Benefiting from Better Credit Risk Management -The Retail and Wholesale Financial Services Credit Risk Analytics Landscape Post-2008

The credit risk analytics landscape has changed following the 2008 credit crisis, but has it been for the better? After a period of understandable nervousness over lending, financial services institutions are gradually becoming less risk-averse.

One of the most significant changes to the financial services sector has been the way it assesses customers for credit risk, gathers information and models future customer journeys. Part of this has been driven by regulation introduced to ensure both

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