Phil Mackenzie
Senior Research Specialist
Phil is a Research Specialist at Chartis, focusing on the integration of financial crime risk management, cyber security and conduct risk management.
Phil has a certificate in Risk in Financial Services from the Chartered Institute for Securities & Investment.
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Articles by Phil Mackenzie
Why more is not always better in the world of credit
Advanced analytics and AI promise revolutions everywhere, but real-world constraints abound. This is notably true in the world of credit scoring, which needs to be understandable, is often slow to give out real-world results, and can be muddied by the…