Capco: Alternative Data The Ascent To Better Risk Management & Financial Inclusion

The financially excluded are those without access to traditional financial services at usury prices, and lacking in financial education. This population is not limited to those in developing countries, but also counts people in the developed world, including the 88 million in the United States (see consumer profiles in American Express’s Documentary “Spent: Looking for Change”).

One might ask how so many lack access to basic financial services, given the increasing pace and reach of