ClusterSeven: Ring-fencing structural reform in retail banking

The role and impact of the spreadsheet processes must be paid attention to.

After the global economic crisis, the UK Government put new rules in place to protect the economy and taxpayers, which in part, calls on banks to separate retail banking from the rest of their business, so that in the unfortunate event of collapse of their more riskier investment banking operations, the day-to-day banking will be insulated from the crisis – thus protecting the customer. As banks execute on this ‘ring

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