SunGard: Risk-based Collections Part II: Managing Existing Credit Lines
In Part I of my Risk-based Collections blog series, I described the differences between Judgmental and Statistical Scoring models. In part II, I will expand upon the specific uses of these models, in particular managing existing credit lines.
For evaluating a request for additional credit or determining the collectability of an existing customer account, statistical-based models are more prevalent than ever, and being adopted by first time users of scoring models. Statistical-based
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