iCreate: NPA Management The Need To Balance Credit Quality With Growth

The 2008 financial crisis was a turning point in the history of the financial world for many reasons, the most important being the heightened awareness and concerns around asset quality. Every step of the lending process, from customer verification, profile risk assessment to collateral valuation came under the scanner.

The analysis concluded that there exists a trade-off between asset growth and quality, and in the quest for growth, quality had been compromised.

The India Story


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